The choice of an attorney is an important one and should not be based solely on advertising. This law firm is a debt relief agency. We help people file for debt relief under the Bankruptcy Code.
Deborah I. Austin, Attorney at Law
1050 Rue St. Francois
Florissant, MO 63031
314-830-4773 • Fax: 314-830-4779
deborah@diaustinlaw.com
Monday – Thursday, 9 a.m. – 3 p.m.
Saturday, 9 a.m. – 12 p.m.
Saturday and Evening Appointments
Are Available
Bankruptcy
Free Initial Consultation (on Most Cases)!
Deborah Austin represents clients filing Chapter 7 and Chapter 13 bankruptcies.
Chapter 7
Known to many as the "Liquidation" or "Fresh Start". All property not protected by exemptions is subject to the trustee selling to pay creditors. Many times, the debtor loses nothing in a Chapter 7 bankruptcy. Please schedule an appointment with Ms. Austin to determine if this is the case for you.
Chapter 13
Known as the "Debt Reorganization". You make payments to a trustee for a period of three to five years. In many cases, individuals declaring Chapter 13 only need to appear one time in court. Ms. Austin will appear with you.
Bankruptcy Terms
- Trustee: The attorney who represents the creditors you owe money to.
- Exemptions: Allowances to protect certain types of property with certain limits.
- Meeting of Creditors: A hearing held by the trustee. You are required to attend this hearing. Ms Austin will appear with you. Creditors may appear to ask questions but often do not appear.
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